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Shopkeeper Policy
* Initial declaration
I, the Proposer, hereby declare that the building of the premises under insurance is
Not of Kutcha Construction (Kutcha Constructions: - Buildings having walls and/or roofs of wooden planks/thatched leaves and/or grass/hay of any kind/bamboo/plastic cloth/asphalt cloth/canvas/tarpaulin and the like).
In good repair and so maintained.
Occupied by me/us in connection with business above and used solely as shop and/or residence and do not form part of premises having manufacturing units, shops dealing in hazardous goods or godowns containing hazardous goods.
And, I also declare that, the business of the shop under insurance does NOT come in the following category
Shops selling Confectionery and Sweet meat items where process of manufacturing is done on the shop premises.
Shops dealing with hazardous goods or housed in premises where hazardous goods are handled /stored.
Restaurants / Cafes.
Dry cleaner shops with process carried out in the shop premises.
Jewelry shops.
Tailor shops and watch repairers.
Showrooms and display centers where no sales are carried out.
Agree
Disagree
Basic information
Nature of business *
Do you own the building premises under insurance? *
Click here for details
Yes
No
Period of insurance *
From *
To *
Section 1A - Building (Fire and Special Perils)
Click here for details
Section 1B - Contents (Fire and Special Perils) *
Click here for details
Stocks in trade *
Fixtures & fittings *
Goods held in trust *
All other contents *
Total sum insured
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Section 2 - Burglary and Housebreaking *
Click here for details
Stocks in trade
Fixtures & fittings
Goods held in trust
All other contents
Section 3 - Money Insurance
Click here for details
Section 4 - Pedal Cycle
Click here for details
Section 5 - Plate Glass
Click here for details
Section 6 - Neon Signs
Click here for details
Section 7 - Baggage
Click here for details
Section 8 - Personal Accident
Click here for details
Section 9 - Fidelity Guarantee
Click here for details
Section 10A - Public Liability
Click here for details
Section 10B - Workmen Compensation
Click here for details
Section 11 - Business Interruption
Click here for details
Select your branch office
Click here for details
OICL Office State *
Select State
ANDHRA PRADESH
ARUNACHAL PRADESH
ASSAM
BIHAR
CHANDIGARH
CHATTISGARH
DELHI
GOA
GUJARAT
HARYANA
HIMACHAL PRADESH
JAMMU AND KASHMIR
JHARKHAND
KARNATAKA
KERALA
LADAKH
MADHYA PRADESH
MAHARASHTRA
MANIPUR
MEGHALAYA
MIZORAM
NAGALAND
ODISHA
PONDICHERRY
PUNJAB
RAJASTHAN
SIKKIM
TAMIL NADU
TELANGANA
TRIPURA
UTTAR PRADESH
UTTARAKHAND
WEST BENGAL
City/Town *
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Branch/Office *
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Premium Details
Premium (1B - Contents fire and special perils)
Premium (2 - Burglary and housebreaking)
Total Premium
Declaration
I/we hereby declare that the statement made by me/us in this proposal form is true to the best of my/our knowledge and belief and I/we hereby agree that this declaration shall form the basis of the contract between me/us and Oriental insurance company Ltd. I /we also hereby declare that if any additions or alterations are carried out after the submission of this proposal form then the same would be conveyed to the insurer immediately.
PROHIBITION OF REBATES (Section 41 of the Insurance Act 1938 provides) No person shall allow, or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.
Yes
No
Shopkeepers policies - terms & conditions (please read carefully)
Download premium calculation sheet
Email *
Complete KYC
**Kindly click on Complete KYC button for online KYC verification**
Tip: Soft copy of the policy document would be sent to this email address
Insured Name *
Mobile *
Telephone
Date of birth
Permanent Address *
GST Number (if any)
City
State
Pin code
Occupation *
Select occupation
BUSINESS
HOUSE WIFE
OTHERS
RETIRED
SERVICE
Address type *
Select address type
Residence Address
Office Address
Address for communication *
State *
Select State
ANDHRA PRADESH
ARUNACHAL PRADESH
ASSAM
BIHAR
CHANDIGARH
CHATTISGARH
DELHI
GOA
GUJARAT
HARYANA
HIMACHAL PRADESH
JAMMU AND KASHMIR
JHARKHAND
KARNATAKA
KERALA
LADAKH
MADHYA PRADESH
MAHARASHTRA
MANIPUR
MEGHALAYA
MIZORAM
NAGALAND
ODISHA
PONDICHERRY
PUNJAB
RAJASTHAN
SIKKIM
TAMIL NADU
TELANGANA
TRIPURA
UTTAR PRADESH
UTTARAKHAND
WEST BENGAL
City *
Select City
Pin code *
Select Pincode
Declaration *
I/we hereby agree that Oriental insurance company Ltd. can store the personal information/contact details given by me /us in this Basic information form and register me on the portal.
Agree
Disagree
Basic information
Name of the proposer
Address for correspondence
State
City
Pincode
Mobile
Email
Nature of business
Do you own the building premises under insurance?
NO
Period of insurance
From
22/11/2024
To
21/11/2025
Section 1B - Contents (Fire and Special Perils)
Stocks in trade
Fixtures & fittings
Goods held in trust
All other contents
Total sum insured
Section 2 - Burglary and Housebreaking
Stocks in trade
Fixtures & fittings
Goods held in trust
All other contents
Select your branch office
OICL Office State
City
Branch/Office
Premium Details
Premium (1B - Contents fire and special perils)
Premium (2 - Burglary and housebreaking)
Total Premium
Proposal number
Share proposal details
Email
Mobile
Type the characters you see in the picture below *
Send
Declaration
PROHIBITION OF REBATES (Section 41 of the Insurance Act 1938 provides) No person shall allow, or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.
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Notification
Please provide an amount less than or equal to Rs. 2 Crores.
Notification
Maximum attempts exceeds, kindly try after 2 mins.
Please select a role to continue
Whether any agent is involved for this proposal?
Yes
No
* If 'NO' is selected, the policy will be issued under code of Development Officer without an Agent.
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Please select a role to continue
Continue Direct
Yes
No
* If 'Yes' is selected, the policy will be issued under code of BDE without an Agent and Broker.
If LoV is NULL, kindly check BDE maping in INLIAS
Continue
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