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Oriental Mediclaim Insurance Policy (Individual)
Primary insured details
Date of birth *
Gender *
Select a Gender
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PAN number
Whether suffering from pre-existing disease(PED)? *
Click here for details
Yes
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Please upload the passport size (preferred) photograph(Only JPG, JPEG are allowed).
Plan details
Sum insured*
Select Sum Insured
100000.0
150000.0
200000.0
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300000.0
350000.0
400000.0
450000.0
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800000.0
900000.0
1000000.0
1200000.0
1500000.0
1800000.0
2000000.0
2500000.0
3000000.0
4000000.0
5000000.0
Do you want to extend the coverage for Personal Accident? *
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TIP: You can extend the coverage for Personal Accident also with an additional premium of Rs 60 only(per lakh/ per member)
Start date *
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Do you want to add nominee?
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Do you wish to insure your spouse?
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Do you wish to insure your dependent children?
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Do you wish to insure your father?
Yes
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Do you wish to insure your mother?
Yes
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Do you wish to insure your mother-in-law?
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Have you insured your entire family?
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Tip: You get discount if your entire family is insured
Details of family physician
Name of family physician
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ARUNACHAL PRADESH
ASSAM
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GUJARAT
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JHARKHAND
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LADAKH
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MAHARASHTRA
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ODISHA
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Yes
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Health Insurance TPA of India Limited
Heritage Health Insurance TPA Pvt Limited
M/s Paramount Health Services Pvt Limited
Customer Information Sheet
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Declaration
1. I hereby declare, on my behalf and on behalf of all persons proposed to be insured, that the above statements, answers and/or particulars given by me are true and complete in all respects to the best of my knowledge and that I am authorized to propose on behalf of these other persons.
2. I understand that the information provided by me will form the basis of the insurance policy, is subject to the Board approved underwriting policy of the insurance company and that the policy will come into force only after full receipt of the premium chargeable.
3. I further declare that I will notify in writing any change occurring in the occupation or general health of the life to be insured/proposer after the proposal has been submitted but before communication of the risk acceptance by the company.
4. I declare and consent to the company seeking medical information from any doctor or from a hospital who at any time has attended on the life to be insured/proposer or from any past or present employer concerning anything which affects the physical or mental health of the life to be assured/proposer and seeking information from any insurance company to which an application for insurance on the life to be assured/proposer has been made for the purpose of underwriting the proposal and/or claim settlement.
5. I authorize the company to share information pertaining to my proposal including the medical records for the sole purpose of proposal underwriting and/or claims settlement and with any Governmental and/or Regulatory authority.
6. I have read the details mentioned in Customer Information sheet and confirm having noted the details.
Yes
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Premium details
System error occurred. Please contact OICL office.
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Declaration
I/we declare that the statements made by me/us in this proposal form are true and to the best of my / our knowledge and belief and I/we hereby agree that this declaration shall form the basis of the contract between me/us and The Oriental Insurance Company Ltd.. I / we also declare that if any additions or alterations are carried out after the submission of this proposal form and /or issuance of policy document, the same would be conveyed to The Oriental Insurance Company immediately. I / we hereby agree to and authorize the disclosure to the insurer or the TPA or any other person nominated by the insurer any and all Medical records and information held by any Institution / Hospital or person from whom the insured person has obtained any medical or other treatment to the extent reasonably required by either the insurer or the TPA in connection with any claim made under this policy or the insurer’s liability there under. I / we further declare that I / we have read the prospectus and have understood the same. I accept the policy, subject to terms, exceptions and conditions prescribed therein and further disclose that on the event of finding anything contrary to what has been declared by me, I / we shall be held responsible for all consequences thereof and insurance company shall incur no liability under this insurance. I / we further declare that the Insurance Company shall not be liable to make any payment under this policy in respect of any claim if such claim be in any manner intentionally or recklessly or otherwise misrepresented or concealed or non-disclosure of material facts or making false statements or submitting false bills whether by the insured person or Institution / Organization on his behalf. Such action shall render this policy null and void and all benefits hereunder shall be forfeited. Company may take suitable legal action against the insured person / Institution / Organization as per Law
PROHIBITION OF REBATES (Section 41 of the Insurance Act 1938 provides) No person shall allow, or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.
Yes
No
Individual Mediclaim Policies - Terms & Conditions (Please read carefully)
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Complete KYC
**Kindly click on Complete KYC button for online KYC verification**
Tip: Soft copy of the policy document would be sent to this email address
Insured Name *
Mobile *
Telephone
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Permanent Address *
GST Number (if any)
City
State
Pin code
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HOUSE WIFE
OTHERS
RETIRED
SERVICE
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Select address type
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Office Address
Address for communication *
State *
Select State
ANDHRA PRADESH
ARUNACHAL PRADESH
ASSAM
BIHAR
CHANDIGARH
CHATTISGARH
DELHI
GOA
GUJARAT
HARYANA
HIMACHAL PRADESH
JAMMU AND KASHMIR
JHARKHAND
KARNATAKA
KERALA
LADAKH
MADHYA PRADESH
MAHARASHTRA
MANIPUR
MEGHALAYA
MIZORAM
NAGALAND
ODISHA
PONDICHERRY
PUNJAB
RAJASTHAN
SIKKIM
TAMIL NADU
TELANGANA
TRIPURA
UTTAR PRADESH
UTTARAKHAND
WEST BENGAL
City *
Select City
Pin code *
Select Pincode
Declaration *
I/we hereby agree that Oriental insurance company Ltd. can store the personal information/contact details given by me /us in this Basic information form and register me on the portal.
Agree
Disagree
System error occurred. Please contact OICL office.
Personal details
Name of insured
Date of birth
Gender
Occupation
Address for communication
State
City
Pincode
Mobile
Email
PAN number
Upload a photograph of the person to be insured
Plan details
Sum Insured
Start date of policy
22/11/2024
End date of policy
21/11/2025
Do you want to extend the coverage for Personal Accident? *
NO
Have you insured your entire family?
NO
Details of family physician
Name of family physician
Address of family physician
TPA/NON-TPA
Do you wish to opt for TPA services?
YES
Select your branch office
OICL Office State
City
Branch/Office
Family Discount Percentage
Premium Without Service Tax
GST
Total Premium
Proposal number
Share proposal details
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Send
Declaration
PROHIBITION OF REBATES (Section 41 of the Insurance Act 1938 provides) No person shall allow, or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.
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Notification
Insured age should be between 18 to 65 years.
Notification
maximum age for Dependent child is 18 years.
Please select a role to continue
Whether any agent is involved for this proposal?
Yes
No
* If 'NO' is selected, the policy will be issued under code of Development Officer without an Agent.
Continue
Please select a role to continue
Continue Direct
Yes
No
* If 'Yes' is selected, the policy will be issued under code of BDE without an Agent and Broker.
If LoV is NULL, kindly check BDE maping in INLIAS
Pre Existing Diseases
Since you are suffering from Pre Existing Disease(PED), you are requested to contact the nearest OICL office for policy issuance.
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